Say "NO" to Monthly Debit Card Fees!
Say "NO" to a Minimum Monthly Balance!
And say "YES" to PREMIUM Interest Paid Monthly!*
If these perks are calling your name, our STAR Checking is the account for you. Simply do the following each monthly qualification cycle and we'll pay you interest! It's our way of saying "Thank You" for allowing us to be your hometown bank!
- Have at least 15 debit card transactions post and settle. ATM transactions are not included.
- Have at least one direct deposit or automatic withdrawal. Example: payroll deposit or automatic payment to a third party such as a utility bill.
- Receive e-Statements. Internet Banking is required to receive e-statements.
*All consumer checking accounts have a minimum opening deposit of $100. STAR CHECKING: Daily balances up to $4,000.00 earn an interest rate of 8.66% with an Annual Percentage Yield (APY) of 9.01%. Balances $4,000.01 or greater earn an interest rate and APY of 0.32%. Must make 15 debit card purchases per statement cycle; signature or PIN based transactions qualify. Debits are determined on the date it is posted to your account and not the date of the transaction/purchase. Debit purchases at or near the end of the statement cycle may post in the next month’s statement cycle. ATM transactions do not count as debit transactions to qualify for the preferred rate. If requirements are not met the account earns a base interest rate and APY of 0.05% on all balances. No minimum balance required. This is a variable rate account; rate may change after account opening. For consumer deposits only. STAR SAVINGS: Must have a Star Checking account in order to open a STAR Savings account. Daily balances up to $20,000.00 earn an interest rate of 1.00% with an APY of 1.00%. Balances $20,000.01 or greater earn an interest rate and APY of 0.20%. Must meet requirements of Star Checking account listed above in order to be eligible for the stated rates. If requirements are not met the account earns a base interest rate and APY of 0.05% on all balances. Fees may reduce earnings on account. Limit one Star Checking and one Star Savings per social security number. If the Star checking account is closed within 6 months there will be a $30 early closure fee per account closed. Electronic statements are free and available upon successful set up with Internet Banking. ATM refunds up to $25 per month if qualifications are met. ATM Fees greater than $4.99 are not automatically refunded and require a receipt to be presented for a refund. ATM refunds do not include foreign currency charge. Effective 12/16/2023.